Information We Collect And How We Collect Information
Identifying Information: We collect information you provide to use when you inquire about or purchase products and/or services through the Site. That information could identify you such as your name, address, telephone number, mobile number, email address, medical and demographic information. If you refuse to provide any requested information (whether or not required), you may not be able to take full advantage of this Site and its features.
In some cases, we may collect additional information you provide, such as your age, date of birth, gender, occupation, and education level. On certain Sites, we may also collect from you information about your contacts, such as their email address, to share an article or other content.
Information from Third Parties: We may also collect information about you from third parties, like a social media site or a plug-in you use to log into or connect to this Site and authorize to send us information from that social media account (e.g., name, age, photo). We may associate or combine the information you provide through this Site with this information collected from third parties.
Other Information: Information automatically collected or inferred from your online interaction with us. We automatically collect technical information about your online interactions from your browser (such as IP address, browsing preferences, browser type, referrer URL, date and time of your visit) and device (e.g., MAC address, device type, screen resolution, and OS version). When you use this Site, the server may automatically recognize you by a “cookie” or other tracking technology. These technologies act as unique identifiers and allow us to tailor this Site to your specified interests and keep track of your activity on this Site. This information may be added to your user profile and used to deliver offers and advertisements that we believe are relevant to your interests.
We use this information to monitor this Site’s performance, analyze usage and traffic patterns, ensure that the Site is functioning properly, and gather demographic information about our visitors as a whole. This information also may be appended to your user profile so that we may further tailor this Site to your interests and send offers to you based on such information.
Our advertisers, publishers and other third-party partners also may utilize third-party cookies and other tracking technologies like clear pixel GIFs (i.e., web beacons) to identify you. We and our third-party partners may use these technologies to measure responses to page views and emails on this Site and our third-party partners’ websites
Tracking Options and California Do Not Track Disclosures: Certain parts of this Site require cookies, and we may use them to deliver more relevant advertising and to link data collected across other devices you use. Some browsers have incorporated Do Not Track (“DNT”) preferences. Most of these features, when turned on, send signals to the website you are visiting that you do not wish to have information about your online searching and browsing activities collected and used. As there is not yet a common agreement about how to interpret DNT signals, we do not honor DNT signals from website browsers at this time. However, you may refuse or delete cookies. If you refuse or delete cookies, some of our website functionality may be impaired. If you change computers, devices, or browsers, or use multiple computers, devices, or browsers, and delete your cookies, you may need to repeat this process for each computer, device, or browser. Please refer to your browser’s Help instructions to learn more about how to manage cookies and the use of other tracking technologies.
How We Use Your Information
We may use each category of your personal information described above in the following ways:
To enable interactions between you and us, such as to facilitate online quoting, applications for, and purchases of our products; to register and administer your account, to support your interactions with us; to provide information about insurance plans; to communicate with you about your policy or our data practices; to install and configure changes and updates to programs and technologies related to interactions with us; to authenticate those who interact with us; and to respond to your requests, complaints, and inquiries.
To deliver the products and services you requested. We may use the information we collect from and about you through this Site (a) to connect you with third-party partners who will provide information about products and services; (b) to respond to your inquiries and requests (e.g., newsletters); (c) to market to you and keep you informed of our products and services and/or those of our third-party partners, which we think may be of interest to you; (d) to allow you to send messages to a friend through this Site; (e) to develop new products and enhance and improve our Sites and business; (f) to complete and fulfill any purchase you make; and (g) to use your data in an aggregated, non-specific format for analytic and demographic purposes. Your contact information also may be used to reach you when necessary. With your consent, we may use automated decision-making, including profiling, to analyze the information collected from and about you.
We have a lawful basis for collecting and processing your information if (a) you consented to such processing; (b) we have a legitimate interest for processing your data, like analytics, fraud prevention, improving our Sites and our business, and direct marketing; and (c) we are legally required to process it.
Who Do We Share Your Information With?
We may share your information (a) with other Arjuna Marketing LLC Businesses; (b) with third-party partners who will provide you with information about their product and services; (c) with our third-party service providers who provide services like data analysis; (d) if you choose to send a message through this Site or contribute to public areas of this Site (e.g., message boards, blogs); and (e)with a third party in the event of a sale or transfer of all or part of our business (including in connection with any bankruptcy proceeding).
We may also disclose your information at our sole discretion:
i. In response to a subpoena or similar investigative demand, a court order, a request for cooperation from a law enforcement agency, self-regulatory body, or other governmental agency; to establish or exercise our legal rights; to defend against legal claims; to respond to any complaint; or as we reasonably believe is required by law. In such cases, we may raise or waive any legal objection or right available to us.
Updating and Accessing Your Information
The appropriate method(s) for accessing your information, if any, will depend on which Site you have used. Depending on the respective Site, you may have the ability to view or edit some of your information online using the respective Site. To opt out of our sharing of your personal information with third parties for their own marketing purposes, contact us at email@example.com and please use your name, address, and phone number. The e-mail address you use to send the e-mail must match the e-mail address in our records. You may also contact us by filling out the form on this page. To unsubscribe from a third party’s communications, contact that third party directly or follow the instructions to unsubscribe in the applicable marketing e-mail.
We will retain your personal information for as long as is needed to provide you with our products and services, unless a longer retention period is required or permitted by law. Personal information of non-U.S. residents will be stored for six years unless otherwise required for legal purposes or as set forth in “Non-U.S. Residents” below.
How We Protect Your Information
We maintain physical, electronic, and procedural measures designed to safeguard your information from unauthorized access and disclosure. No system can be completely secure. Therefore, although we take steps to secure your information, we cannot guarantee that your information, searches, or other communication will always remain secure.
Our Site is not intended for individuals under 18 years of age, and we do not knowingly collect personal information from individuals under 18. If we learn we have collected or received personal information from a person under 18 without verification of parental consent, we will delete the information.
Operation of Our Site and Business
Our Site and business are operated in the United States. If you are located outside of the United States any information you provide to us will be transferred to and processed in the United States. By using this Site or providing us with your personal information, you consent to have your personal information transferred to and processed and stored in the United States in the absence of an adequacy decision or the appropriate safeguards set forth in Articles 45 and 46, respectively, of the General Data Protection Regulation.
The right to request access to such personal information.
The right to request the correction, erasure, and/or restriction of processing of such personal information.
In some instances, the right to object to the processing of such personal information.
In some instances, the right to request that Arjuna Marketing LLC export, in a structured, commonly used, and machine readable format, and transmit to another controller, such personal information.
The right to withdraw, at any time, any consent to the processing of such personal information.
To exercise these rights, please contact firstname.lastname@example.org.
NOTICE TO CALIFORNIA RESIDENTS
We are required by the California Consumer Privacy Act of 2018 (“CCPA”) to provide this CCPA Notice to California residents to explain how we collect, use and share their personal Information, and the rights and choices we offer California residents regarding our handling of their personal information.
CCPA Scope and Exclusions
This CCPA Notice, including the description of our Privacy Practices and your Privacy Rights, apply only to California residents whose interactions with us are limited to:
Visiting our consumer websites,
Signing up for email alerts,
Commenting on or contributing to our blogs,
Establishing an account that does not include financial products or services, or